Underwater Home Refinance

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Refinancing For Homes That Are

Owe more than your home is worth?  No matter how underwater your home value is, there are loans that may lower the interest rate.

  • Owe 150% of home value- NO PROBLEM

  • Owe 200% of home value- NO PROBLEM

  • Owe 300% of home value- NO PROBLEM

  • Owe 400% of home value- NO PROBLEM

  • Owe 800% of home value- NO PROBLEM

  • No money for closing costs?  -NO PROBLEM

If you paid more that your home is worth or the appraisal is less than you owe?  -NO PROBLEM

Save money, save interest, save your home:

The more you owe the more you save. 


It is possible to save:

$100 per month

$200 per month

$300 per month and even up to

$500 per month.

Eligible properties include:

  • Investment property

  • 2nd homes

  • Condos

  • Vacation home.

Mike Pfaff, NMLS 230672

Innovative Mortgage Services




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